The aftermath of a commercial truck accident can be overwhelming and confusing. From dealing with injuries to property damage, there are many factors to consider. One of the most important aspects of a commercial truck accident case is understanding Florida’s minimum coverage requirements.
Understanding Florida’s Minimum Coverage Requirements for Commercial Truck Accidents
The minimum coverage requirements for commercial truck accidents in Florida are as follows:
- Bodily Injury Liability Coverage: Florida law requires a minimum coverage of $50,000 for bodily injury liability per person and $100,000 per accident.
- Property Damage Liability Coverage: Commercial truck accidents often result in significant property damage. Florida requires a minimum coverage of $10,000 for property damage liability.
- Personal Injury Protection (PIP): PIP coverage is mandatory in Florida for all motor vehicles, including commercial trucks. PIP coverage provides compensation for medical expenses and lost wages regardless of who is at fault for the accident. The minimum PIP coverage required in Florida is $10,000.
It is important to note that these are the minimum coverage requirements in Florida. Commercial truck companies may choose to carry higher insurance limits to protect themselves and their assets in the event of an accident. Additionally, other forms of insurance, such as uninsured/underinsured motorist coverage, may provide additional protection for victims of commercial truck accidents.
Commercial Semi-Truck Accident Statistics
When it comes to commercial semi-truck accidents, the numbers speak for themselves. Looking at these staggering accidents is a reminder of why getting the best possible insurance coverage is crucial.
- According to the Florida Department of Highway Safety and Motor Vehicles, in Florida alone, there were 485 fatalities resulting from large truck crashes in 2019. This represents a 35% increase compared to 2010.
- In 2019, there were over 4,000 injuries reported as a result of large truck crashes in Florida.
- Nearly 8% of the large truck crashes in Florida involved alcohol impairment.
- Failure to yield was the most frequently reported driver-related factor in large truck crashes in Florida. These accidents often occur when other drivers fail to give semis the necessary space and time to maneuver safely.
- In over 70% of large truck crashes in Florida, passenger vehicles were the cause of the collision. This highlights the importance of all drivers sharing the road responsibly.
- In Florida, registered commercial truck vehicles have increased by 43% from 2010 to 2019. With more trucks on the road, the potential for accidents and collisions also rises.
Semi-Truck Accident FAQs
Here we address some of the frequently asked questions we see related to semi-truck collisions:
What steps should I take immediately after a commercial semi-truck accident?
After a commercial semi-truck accident, your first priority should be your safety and the safety of others involved. Call 911 to report the accident and seek medical attention if necessary. Exchange contact and insurance information with the truck driver and any other parties involved. It is also important to take photos of the accident scene and gather any witness information.
Who can be held liable for a commercial truck accident?
Determining liability in commercial semi-truck accident cases can be complex. Apart from the truck driver, other parties that may be held liable include the trucking company, the truck’s manufacturer, maintenance workers, and third-party contractors responsible for loading the truck’s cargo.
What types of damages can I seek in a commercial vehicle crash lawsuit?
After a commercial vehicle accident, you may be eligible to seek compensation for medical expenses, lost wages, pain and suffering, property damage, and wrongful death.
What should I do if the insurance company denies my claim or offers a low ball settlement?
If the insurance company denies your claim or offers a ridiculously low settlement, it is advisable to consult with an experienced Clearwater accident attorney. A lawyer can negotiate with the insurance company on your behalf and, if necessary, file a lawsuit to protect your rights and seek fair compensation.
How long do I have to file a commercial truck accident lawsuit in Florida?
The statute of limitations in Florida for filing a commercial truck accident lawsuit is generally four years from the date of the accident. However, certain factors may affect the timeline, such as the discovery of injuries or if the accident involved a government entity. It is crucial to consult with an attorney promptly to ensure compliance with the applicable deadlines.
Why You Need a Florida Commercial Truck Accident Attorney
Hiring a qualified Clearwater commercial truck accident attorney can provide you with the legal expertise and guidance necessary to ensure that your rights are protected and that you receive the compensation you deserve. Here are 4 reasons why lawyering up makes all the difference:
- Experience and Knowledge: Commercial truck accident cases require specialized knowledge and experience. A skilled attorney will understand the unique challenges and complexities associated with these types of cases, including the specific laws and regulations governing commercial trucking.
- Investigation and Evidence Gathering: Building a strong case requires a thorough investigation and gathering of evidence. A Clearwater commercial truck accident attorney will have the resources and expertise to collect vital evidence such as accident reports, witness statements, and driver logs.
- Negotiation and Settlement: Dealing with insurance companies can be a daunting task. A skilled attorney will have the negotiation skills necessary to advocate for your best interests and secure a fair settlement on your behalf.
- Litigation Representation: In some cases, a commercial truck accident lawsuit may be necessary to obtain the full compensation you deserve. A trusted attorney will have the litigation experience to represent you in court and fight for your rights.
Call a Florida Truck Accident Lawyer Today
If you or a loved one has been involved in a commercial truck accident in Clearwater, FL, it is crucial to seek the assistance of a qualified Clearwater commercial truck accident attorney. The team at Consumer Law Attorneys is dedicated to providing top-quality legal representation and protecting the rights of our clients. Let us guide you through the legal process and help you secure the compensation you deserve.
Call Consumer Law Attorneys at 877-241-2200 or fill out the form below.
