The recent uptick in home loans entering forbearance is a troubling sign for both homeowners and the broader economy. After several months of increases, the share of mortgages in forbearance now stands at 0.34%, according to the Mortgage Bankers Association (MBA). That translates to roughly 170,000 American households who have hit the pause button on...
The growing demand for green energy solutions has created tension between homeowners and Homeowners Associations (HOAs) across the country. As more homeowners seek to install solar panels and electric vehicle (EV) chargers, they often face restrictions from HOAs that prioritize maintaining uniform community standards. This conflict highlights the challenge of balancing individual property rights with...
The legal field, including foreclosure defense, is undergoing significant transformation with the rise of Artificial Intelligence (AI). While AI is not a replacement for skilled legal professionals, it is becoming a valuable tool that helps lawyers manage the increasing complexities of foreclosure cases. AI is enhancing the efficiency, accuracy, and scope of legal work, enabling...
As Florida foreclosure lawyers, we often hear from homeowners who are surprised and worried when they learn that their Homeowners Association (HOA) might be able to foreclose on their home. It can be scary and confusing to think that the organization meant to help your neighborhood could actually take your house away. Our Florida foreclosure...
Today, we’re going to talk about something that affects many families across the United States, especially here in Florida: foreclosures. As Florida consumer law attorneys, we know this can be a scary topic, but understanding what’s happening can help us all be better prepared. Let’s dive into the foreclosure rates for 2024 and what they...
As a homeowner, you’ve worked hard to secure your piece of the American dream. Your home is more than just a financial investment; it’s where you’ve built memories, raised your family, and found a sense of belonging in your community. So when you receive notice that your Homeowners Association (HOA) is initiating foreclosure proceedings, it...
If you’re reading this, you’re likely feeling overwhelmed, frustrated, and perhaps even scared. You took the brave step of seeking help to avoid foreclosure, only to be met with a denial. First and foremost, know that you’re not alone. Many homeowners face this situation, and while it may feel like the end of the road,...
Are you a homeowner who thought your second mortgage from 10 or 15 years ago was long forgiven or canceled? Have you recently started receiving collection calls or foreclosure threats related to this “zombie debt” that you assumed was dead and buried? If so, you are not alone. Thousands of Americans are now facing the...
The Great Recession of 2008 left countless homeowners struggling to keep their homes. As the economy crumbled and job losses mounted, many found themselves unable to make their monthly mortgage payments. Foreclosures skyrocketed, and the American Dream of homeownership turned into a nightmare for millions. In response to this crisis, the government introduced the Home...
FOR IMMEDIATE RELEASE Consumer Financial Protection Bureau and Federal Trade Commission Support Plaintiffs in Landmark Case Against Ocwen Loan Servicing, LLC Clearwater, FL (May 10, 2024) – In a move that could have far-reaching implications for the mortgage servicing industry, the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) have filed an...
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