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Although other types of debt may be discharged at the conclusion of a Chapter 7 or 13 bankruptcy, student loans receive different treatment. Typically, it has been extremely difficult to get these loans wiped out as part of the bankruptcy process. The legal landscape is slowly shifting, and there are some exceptions that may allow...

Homeowners’ associations have a significant amount of power under Florida law, but they do not have unlimited authority. They cannot simply do whatever they want. They are limited by both the internal governing documents of the HOA and by Florida law. You can fight back legally when your HOA is overstepping its authority. An experienced...

Although debt collectors have the ability to do their job, their activities are also subject to sharp constraints under federal and state laws. They simply cannot do anything that they want when they are attempting to collect money from you. If a debt collector has violated your rights, you may be eligible for financial compensation...

One of the biggest concerns when you are considering filing for bankruptcy in Florida is what may happen to your home. You are likely wondering about whether bankruptcy can lead to the loss of your real estate. The answer to this question is a somewhat nuanced one, and it depends on the facts and circumstances...

The lender cannot simply take your home from you in a foreclosure when they believe that you are in default on your mortgage. Foreclosure is a judicial process that must go through the court system in Florida. Only a judge can issue a court order that allows the lender to foreclose on your own. Before...

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