Although debt collectors have the ability to do their job, their activities are also subject to sharp constraints under federal and state laws. They simply cannot do anything that they want when they are attempting to collect money from you. If a debt collector has violated your rights, you may be eligible for financial compensation...
Data privacy is more than just a modern buzzword—it’s about protecting our most personal information from misuse or abuse. Over the past few years, data brokers have become a topic of growing concern. These companies often operate behind the scenes, gathering and selling large amounts of our personal information to whoever is willing to pay...
Are You Getting Payment Reminders from Target Between the Hours of 9 PM and 8 AM? You May Be Entitled to Compensation We at Consumer Law Attorneys understand how frustrating it can be to receive payment reminders from Target during hours when you should be resting. Have you found yourself checking your phone late at...
In the wake of the devastating 2008 financial crisis, Congress recognized the need for a dedicated federal agency to protect consumers in the financial marketplace. Out of this realization, the Consumer Financial Protection Bureau (CFPB) was born with the passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act in 2010. However, the CFPB’s...
Are you a homeowner who thought your second mortgage from 10 or 15 years ago was long forgiven or canceled? Have you recently started receiving collection calls or foreclosure threats related to this “zombie debt” that you assumed was dead and buried? If so, you are not alone. Thousands of Americans are now facing the...
In today’s economic climate, many people find themselves struggling with overwhelming debt. Whether it’s due to unexpected medical expenses, job loss, or other financial hardships, the burden of debt can be crushing. When faced with relentless collection companies and seemingly endless payments, it’s easy to feel hopeless and trapped. However, there is a solution that...
In today’s digital age, it’s not uncommon for companies to send bills and payment reminders via email. While this method of communication is convenient for both businesses and consumers, some companies have taken it too far by sending these emails at all hours of the night. This practice not only disrupts people’s sleep and personal...
FOR IMMEDIATE RELEASE Consumer Financial Protection Bureau and Federal Trade Commission Support Plaintiffs in Landmark Case Against Ocwen Loan Servicing, LLC Clearwater, FL (May 10, 2024) – In a move that could have far-reaching implications for the mortgage servicing industry, the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) have filed an...
If you’re struggling with debt, the last thing you need is the added stress and embarrassment of debt collectors calling you at your job. It can be a difficult and upsetting situation to deal with, especially if you’re already working hard to make ends meet and get your debts under control. Many consumer are worried...
There is a very thin line between attempting to collect a debt fairly, harassment and unfair practice. If you are constantly receiving calls every day, being threatened or if a debt collector employs any tactic to intimidate you, then your rights under the FDCPA may have been violated. What is the FDCPA? The Fair Debt Collection...
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