Could I be entitled to damages if my rights were violated under the Fair Credit Reporting Act? In today’s day and age, a person’s credit score is crucial to being able to do just about anything from purchasing a car to renting an apartment. The Fair Credit Reporting Act (FCRA) protects consumers since their credit...
A new but disturbingly familiar trend as South Florida foreclosure start rates spike. Florida seems to have received a break so far this summer from Hurricanes. However a sneakier kind of storm seems to be brewing in the state. The state of Florida had one of the highest foreclosure start rates in the U.S. in...
There is a very thin line between attempting to collect a debt fairly, harassment and unfair practice. If you are constantly receiving calls every day, being threatened or if a debt collector employs any tactic to intimidate you, then your rights under the FDCPA may have been violated. What is the FDCPA? The Fair Debt Collection...
What are “ROBO CALLS?” Have you ever received a phone call from a number you don’t recognize at home or on your cell phone and when you answered you heard a pre-recorded message? Of course you have. Almost everyone has received one of these calls before, but more than likely you’ve received more calls like...
What is the Flex Modification Program? If you are having trouble paying your mortgage due to any financial difficulties then the newly launched Flex Modification Program by Fannie Mae and Freddie Mac can not only help you save your home from foreclosure, but it can also lower your mortgage payments with the help of our...
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